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    Effective Date May 1, 2014 May 1, 2014
    Savings   (Computed Daily) RATE APY
    MINIMUM TO $999.00 0.15% 0.15%
    $1,000.00 TO $19,999.00 0.20% 0.20%
    $20,000.00 PLUS 0.25% 0.25%
    One Year C/D - 18 Month CD -
        Rate   APY Rate APY
    $1,000.00 - Minimum 0.40% 0.40% 0.45% 0.45%
    Checking Account  0.10%  0.10% 
    Clubs -
    Christmas & Vacation 0.20% 0.20%

 

   
      Loans - Home Equity (Fixed) Up to $100,000.00 (Up to 80% LTV)
      Home Equity Loan Processing Fee of $250.00
      Up to 4 Year Payback - 3.49% APR
      Up to 5 Year Payback - 3.99% APR
      Up to 7 Year Payback - 4.99% APR
      Up to 10 Year Payback - 5.50% APR
      Up to 12 Year Payback - 5.75% APR
     
     Share Secured Loan - Up to 3 Year Payback - 2.50% APR
     Share Secured Loan - Up to 5 Year Payback - 2.99% APR
     Share Secured Loan - Up to 7 Year Payback - 3.50% APR
     
     *** 12 MONTH LOAN SPECIAL *** $5,000.00 MAXIMUM - 6.99% APR    
     
      Personal (Signature Loans) Up to $10,000.00 Maximum
        
      2 Year Payback - 8.90% APR   
      5 Year Payback - 9.90% APR
        
      New Autos - 100% of Value
        
      3 Year Payback - 2.99% APR
      4 Year Payback - 3.25% APR
      5 Year Payback - 3.50% APR
      6 Year Payback - 3.75% APR
  
      Used Autos - 90% of Value (NADA)
        
      Up to (2) Years Old - 5 Year Payback - 3.75% APR
      3 to 5 Years Old - 5 Year Payback - 4.75%% APR
   
      MasterCard Loans - $10,000.00 Maximum
     
      New Purchases - 9.99% APR
      Cash Advances - 11.88% APR
   
        To obtain a PDF copy of the loan application, click here. 
      Rates published May 2014.  Check with Credit Union if questions. APR - ANNUAL PERCENTAGE RATE
    

LOAN CALCULATOR 

    

You must have Internet Explorer 4.0 or Netscape 4.0 or higher for this calculator to work properly.  Fill in any three parameters and the fourth value will be computed.  The payment amount calculated is an approximation and may vary from the actual payment amount disclosed.

Loan Amount


Yearly Interest Rate


Loan Period (in months)


Payment


 

MORTGAGE CALCULATOR 
    
  
This calculator calculates monthly mortgage payments based on principal, interest and term.  Replace the numbers in the boxes with appropriate numbers for your expected mortgage amounts.  The payment amount calculated is an approximation and may vary from the actual payment amount disclosed.
Amortization (Years) =
Yearly Interest Rate (%) =
Principal Amount ($) =
Down payment (%) =

Down payment Required ($) =
Mortgage Principal ($) =
Monthly Payment ($) =