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Scroll down for Loan Calculators.
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Effective
Date |
October 1, 2011 |
October 1, 2011 |
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Savings (Computed Daily) |
RATE |
APY |
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Minimum to $999.00 |
0.40% |
0.40% |
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$1,000.00 to $9,999.00 |
0.45% |
0.45% |
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$10,000.00 to $19,999.00 |
0.50% |
0.50% |
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$20,000.00 plus |
0.55% |
0.55% |
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Checking Account |
0.25% |
0.25% |
| Clubs
- Christmas & Vacation |
0.45% |
0.45% |
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Certificate of Deposits |
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$1,000.00 (1 Year) |
0.85% |
0.85% |
| $2,500.00
(1 Year) |
0.85% |
0.85% |
| $5,000.00
(1 Year) |
0.85% |
0.85% |
| $10,000.00
(1 Year) |
0.85% |
0.85% |
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$1,000.00 (18 Months) |
0.90% |
0.90% |
| $2,500.00
(18 Months) |
0.90% |
0.90% |
| $5,000.00
(18 Months) |
0.90% |
0.90% |
| $10,000.00
(18 Months) |
0.90% |
0.90% |
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Loans - Home Equity (Fixed) Up to $100,000.00 (Up to 80% LTV) |
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(Additional Amounts Considered) |
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| Home Equity Loan Processing Fee of $250.00
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Up to 3 Year Payback - 3.99% APR |
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Up to 5 Year Payback - 4.50% APR |
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Up to 7 Year Payback - 4.99% APR |
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Up to 10 Year Payback - 5.75% APR |
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Up to 12 Year Payback - 5.99% APR |
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Up to 15 Year Payback - 5.99% APR |
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| Home Equity Loans with LTV greater than 80% and less than or equal to 85% add 1/2% to rate |
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Share Secured Loan - Up to 3 Year Payback - 3.49% APR |
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Share Secured Loan - Up to 5 Year Payback - 3.99% APR |
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Share Secured Loan - Up to 7 Year Payback - 4.25% APR |
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Personal (Signature Loans) Up to $8,000.00 Maximum
(Additional Amounts Considered) |
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Up to $10,000 2 Year Payback - 9.90% APR |
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Up to $10,000 5 Year Payback - 10.90% APR |
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New Autos - 100% of Value (1% Discount on new car rates extended) |
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3 Year Payback - 4.75% APR |
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4 Year Payback - 4.99% APR |
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5 Year Payback - 5.25% APR |
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6 Year Payback - 5.49% APR |
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Used Autos - 90% of Value |
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Up to (2) Years Old - 5 Year Payback - 5.49% APR |
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Up to (3-5) Years Old - 5 Year Payback - 5.99% APR |
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NADA BOOK VALUE |
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MasterCard Loans - $8,000.00 Maximum |
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(Additional Amounts Considered ) |
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New Purchases - 9.99% APR |
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Cash Advances - 11.88% APR |
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| To
obtain a PDF copy of the loan application, click
here.
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Rates published October 2011. Check with Credit Union if questions.
APR - ANNUAL PERCENTAGE RATE |
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LOAN
CALCULATOR |
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You must have Internet Explorer 4.0 or Netscape 4.0 or higher for this calculator to work properly. Fill in any three parameters and the fourth value will be computed. The payment amount calculated is an approximation and may vary from the actual payment amount disclosed.
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MORTGAGE
CALCULATOR |
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